Free quotation services
There are two types of free life insurance quotes avaialable via this site for UK residents. These are level term assurance, the most basic type of life insurance and mortgage protection, or decreasing term assurance, which is a type of life cover most commonly taken out to accompany a repayment mortgage.

Term life assurance
For fixed monthly payments, the amount of life cover – also known as the sum assured – is guaranteed for a fixed term. The lump sum is paid out if death occurs before the policy ends. Level term assurance has no surrender value when the policy ends or is stopped early, meaning that the cost is low for the amount of life cover provided.
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Mortgage protection
With mortgage protection insurance, you pay a fixed monthly premium but, instead of the life cover remaining level, it gradually reduces over the term of the policy. It is most commonly used together with a repayment mortgage and the sum assured reduces broadly in line with the amount outstanding on the loan over the term. The reducing amount of life cover means that the cost of this type of policy is lower than that of level term assurance.
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How do I get a quote?
Getting a quote is easy - just take a short time to fill in your details and submit the online quotation form.

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